Head-to-head comparison
Earn2Trade vs Topstep
Compare FirmFax scores, account rules, reputation, fees, platforms, and current offers before choosing.
Earn2Trade vs Topstep
Earn2Trade leads by 8 FirmFax points.
Account reviewed
Trader Career Path 86/100 account scoreAccount reviewed
Trading Combine - Standard Path 78/100 account scoreFast answer
This is a genuine trade-off. Topstep is $101 cheaper to start, but Earn2Trade scores 8 points higher (86 vs 78). And both use end-of-day trailing drawdown, so the day-to-day risk model feels the same, which can matter more than the score gap depending on how you trade.
Best for Earn2Trade
Pick Earn2Trade for Trader Career Path, its top-scored tracked account at 86/100, 8 points clear of Topstep's top-scored account.
Best for Topstep
Pick Topstep for Trading Combine - Standard Path, its top-scored tracked account at 78/100.
Next step
Topstep
Account reviewed: Trading Combine - Standard Path. $10-$30 Responsible Trading Discount.
The short version
What actually separates them
3 fields on the record split Earn2Trade and Topstep. Everything else either matches or is not on the record yet.
A consistency cap limits how much of your total profit one day may contribute, so a single outsized winner can delay a payout.
Entry cost for the cheapest account each firm sells, before any live discount.
The share of funded profit you keep.
Identical on both: drawdown model.
Not comparable yet: daily loss limit, minimum days to a first payout — at least one of the two firms has no figure on record, so we do not draw a conclusion from it. A blank here means we have not confirmed the rule, not that the firm has none.
Fig. 01 — Category winners
Who wins each category
They split the decided categories 2–2 (2 tied). Pick on the category that matters most to you.
Price
Topstep is cheaper to enter ($49 vs $150).
Drawdown
TieBoth use an end-of-day trailing drawdown.
Payouts
Topstep keeps a higher trader split (90% vs 50%).
Rules
TieBoth score 72 on plan rules (drawdown model). The figures are for Trader Career Path and XFA Standard Payout Path, the plans whose scores are the two firms' grades.
Platforms
Earn2Trade supports more platforms (6 vs 2).
Firm score
Earn2Trade has the higher firm score (86 vs 78).
A “tie” means both firms publish the same answer. “No data” means one of them has no figure on record for that category, so there is nothing to compare — it is never a point against either firm. “No single rule” means a firm’s plans do not share one rule in our record, so there is no firm-level rule to compare.
Buyer guide
Which one should you choose?
Earn2Trade is stronger when...
- Pick Earn2Trade for Trader Career Path, its top-scored tracked account at 86/100, 8 points clear of Topstep's top-scored account.
- Entry cost: $150 starting price.
- Risk model: end-of-day trailing drawdown, daily loss limit varies by plan. Confirm it fits how you size trades.
- Watch the 30% consistency rule before you scale into a big day.
- Payouts: Withdrawal-size-based 50/50 or 80/20, Withdrawals are processed weekly on Wednesdays.
Topstep is stronger when...
- Pick Topstep for Trading Combine - Standard Path, its top-scored tracked account at 78/100.
- Entry cost: $49 starting price.
- Risk model: end-of-day trailing drawdown, daily loss limit not recorded. Confirm it fits how you size trades.
- Our record does not hold one consistency rule for every Topstep plan, so check the plan you would buy before you plan around one big day.
- Payouts: 90/10; traders who joined the new dashboard before January 12, 2026 receive 100% of first $10k lifetime profits, XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds., first withdrawal from 3 days (unit not recorded).
Before you buy
Topstep is $101 cheaper to start ($49 starting price), but weigh activation fees and any live discount before deciding.
Both firms sit at 0 logged status issues, so status issues are level in this matchup.
Payout cadence differs (Earn2Trade is Withdrawals are processed weekly on Wednesdays, Topstep is XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds.), which compounds if you withdraw often.
Freshness: Earn2Trade was last reviewed 2026-09-28; Topstep on 2026-09-23.
Fig. 02 — Score breakdown
Where each firm is stronger
Each side shows the plan whose score is that firm's grade.
A dash means the factor is not scored for that plan: we have not recorded the evidence it needs, such as the firm's founding year or enough of the plan's rules. Its weight moves to the factors that are scored rather than counting as a zero.
Fig. 04 — The tale of the tape
Head-to-head
| Metric | Earn2Trade | Topstep |
|---|---|---|
| FirmFax firm score | 86✓ | 78 |
| Account score | 86 (Trader Career Path)✓ | 78 (Trading Combine - Standard Path) |
| Reputation | Strong reputation✓ | Mixed reputation |
| Founded | 2017 | 2012✓ |
| Starting price | $150 | $49✓ |
| Markets | Futures | Futures |
| Jurisdiction | USA | USA |
| Platforms | Rithmic, NinjaTrader, Tradovate, TradingView, Finamark, BlackArrow | TopstepX, Quantower |
| Drawdown | Trailing (end-of-day) | Trailing (end-of-day) |
| Daily loss limit | Varies by plan | Not recorded |
| Consistency rule | 30% | Varies by plan |
| Profit split | Withdrawal-size-based 50/50 or 80/20 | 90/10; traders who joined the new dashboard before January 12, 2026 receive 100% of first $10k lifetime profits |
| Payout frequency | Withdrawals are processed weekly on Wednesdays | XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds. |
| Min days to payout | Not recorded | 3 days (unit not recorded) |
Checkmarks flag the objectively better value (higher score/reputation, older firm, lower price/fee) and are only awarded when both firms have that figure on record — “Not recorded” never loses a row. Rules are shown side by side without a “winner” because the best choice depends on your strategy.
Current offer
Check current discount
Current discount
$10-$30 Responsible Trading Discount
Official source · Last checked 2026-09-05
Search answers
Earn2Trade vs Topstep FAQ
Is Earn2Trade or Topstep better for futures traders?
Earn2Trade's highest-scoring account has the higher FirmFax score right now. The better pick is the one whose drawdown, platforms, and fees match how you trade.
Which is cheaper, Earn2Trade or Topstep?
Topstep has the lower starting price we hold, about $101 less. Discounts can change often.
How do drawdown rules compare between Earn2Trade and Topstep?
They use the same model — end-of-day trailing drawdown — so drawdown mechanics are comparable and other rules should decide it.
Do Earn2Trade and Topstep have a consistency rule?
Earn2Trade enforces a 30% consistency rule, and our record does not hold one consistency rule for every Topstep plan. Where a firm's plans do not share one rule in our record, check the plan you would buy on its firm page.
Does FirmFax rank Earn2Trade vs Topstep using payouts?
Payout history is used as context, not as a score input. FirmFax scores each plan on plan rules, firm track record, plan transparency and plan accessibility.
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