Topstep

USA · est. 2012 · reviewed 2026-09-23

Futures Reputation Mixed reputation Sources live 2026-10-16

Reviewed 2026-09-23 12 sources Partial No flags recorded Official source

No sourced trader-risk flag has been recorded for Topstep. That is the absence of a finding, not a clean bill of health.

78B

FirmFax score

78B

Account reviewed Trading Combine - Standard Path

FirmFax verdict

Topstep is a strong futures prop firm, established 14+ years; the account reviewed here is its Trading Combine - Standard Path (78/100), which uses a more forgiving end-of-day trailing drawdown with a 55% consistency rule to clear.

Current discount

$10-$30 Responsible Trading Discount

Topstep lists $10 off 50K, $20 off 100K, $30 off 150K, and $50 off Back2Funded reactivations when a daily loss limit is added at purchase. It recurs monthly and applies at checkout. Re-checked on the help centre 2026-09-05.

Checked 2026-09-05

Get current offer →

Official source · Last checked 2026-09-05

Offer links may be sponsored. They never change our score or ranking. Disclosure.

Best for

✓Budget-conscious traders — accounts start from $49
✓Futures traders

Check fit if

The tracked rules look straightforward. Match the final terms to your strategy before checkout.

Fig. 01 — Score breakdown

What the FirmFax score is made of

This breakdown is for XFA Standard Payout Path, the middle-scoring of the 4 plans on sale. Topstep's grade is that plan's score.

How scoring works →

Plan rules 47%

Firm track record 18%

100

Plan transparency 23%

Plan accessibility 12%

Fig. 02 — Account types

All account types compared

Rankings use each plan's own score.

Plan	Market	Score	From	Drawdown	Daily loss	Consistency	Payout split	Platforms
Trading Combine - Standard Path 2 sources ↗	Futures	78B	$49	Trailing (end-of-day)	Not recorded	55%	90/10 after XFA activation	TopstepX, Quantower	Not recorded daily loss limit
Trading Combine - No Activation Fee Path 2 sources ↗	Futures	78B	$95	Trailing (end-of-day)	Not recorded	55%	90/10 after XFA activation	TopstepX, Quantower	Not recorded daily loss limit
XFA Standard Payout Path Express Funded Account payout route with winning-day requirement 2 sources ↗	Futures	78B	Not recorded	Trailing (end-of-day)	Not recorded	Not recorded	90/10	TopstepX, Quantower	Not recorded entry price, daily loss limit and consistency rule
XFA Consistency Payout Path Express Funded Account payout route with 40% consistency target 2 sources ↗	Futures	78B	Not recorded	Trailing (end-of-day)	Not recorded	40%	90/10	TopstepX, Quantower	Not recorded entry price and daily loss limit
Topstep Labs - 250K Freedom Trading Combine Wound down Limited-drop one-time-purchase Trading Combine with mandatory DLL, no resets, 90-day expiration, and free XFA activation 3 sources ↗	Futures	Not for sale	Not recorded	Trailing (end-of-day)	$5,000	50%	90/10 after free XFA activation	TopstepX	Not recorded entry price
Topstep Labs - 25K Static Trading Combine Wound down Limited-drop one-time-purchase Trading Combine with static max loss, mandatory DLL, no resets, 90-day expiration, and free funded activation 2 sources ↗	Futures	Not for sale	Not recorded	Static	$500	50%	90/10 after free XFA activation	TopstepX	Not recorded entry price
Topstep Labs - 3K Challenge Wound down Limited-drop two-round fixed-reward challenge 2 sources ↗	Futures	Not for sale	Not recorded	Static	None	Not recorded	100% fixed reward; no 90/10 split	TopstepX	Not recorded entry price and consistency rule

Daily loss: We have not recorded whether this plan has a daily loss limit. A blank row is not the absence of a cap.
Consistency: No consistency figure is on file for this route. That is a gap in our record, not evidence the firm has no rule. A consistency rule can apply at the funded stage only, so confirm it in the firm’s own terms before you rely on it.

Fig. 03 — Cost to funded

What does Topstep cost?

Route: Trading Combine - Standard Path

Evaluation entry

The advertised sticker price before any discount.

$49

Cost on one clean pass

$49+

Entry price for one attempt, before any current discount. Fees paid after entry are not included, so the real cost may be higher.

Fig. 04 — Before you buy

Rules to know first

Drawdown model

Trailing (end-of-day)

On Trading Combine - Standard Path, the drawdown only trails at the end of the day, which gives active traders far more room than an intraday trail.