Head-to-head comparison
MyFundedFutures vs Topstep
Compare FirmFax scores, account rules, reputation, fees, platforms, and current offers before choosing.
MyFundedFutures vs Topstep
Topstep leads by 4 FirmFax points.
Best account
Builder 73/100 account scoreBest account
Topstep Labs - 3K Challenge 89/100 account scoreFast answer
Topstep is the clearer pick here: it scores 4 points higher on the FirmFax master score (77 vs 73) and starts $76 cheaper. Because both use end-of-day trailing drawdown, so the day-to-day risk model feels the same, the deciding factors come down to cost and track record.
Best for MyFundedFutures
Pick MyFundedFutures for Builder, its top-scored tracked account at 73/100.
Best for Topstep
Pick Topstep for Topstep Labs - 3K Challenge, its top-scored tracked account at 89/100 — 16 points clear of MyFundedFutures's best account.
Next step
Topstep
Missing info
B or C
Best account: Topstep Labs - 3K Challenge. $10-$30 Responsible Trading Discount.
The short version
What actually separates them
2 fields on the record split MyFundedFutures and Topstep. Everything else either matches or is not on the record yet.
Entry cost for the cheapest account each firm sells, before any live discount.
How long a funded account must run before the first withdrawal is allowed.
Identical on both: drawdown model, consistency rule, trader profit split.
Not comparable yet: daily loss limit, activation fee — at least one of the two firms has no figure on record, so we do not draw a conclusion from it. A blank here means we have not confirmed the rule, not that the firm has none.
Fig. 01 — Category winners
Who wins each category
Topstep wins more categories (3–2, 1 tied), but the right pick depends on which category matters most to you.
Price
Topstep is cheaper to enter ($49 vs $125).
Drawdown
TieBoth use a end-of-day trailing drawdown.
Payouts
MyFundedFutures reaches a first payout sooner (1 vs 3 min days).
Rules
Topstep has fairer rules overall (61 vs 56 on rule fairness).
Platforms
MyFundedFutures supports more platforms (4 vs 2).
Overall value
Topstep has the higher overall FirmFax score (77 vs 73).
A “tie” means both firms publish the same answer. “No data” means one of them has no figure on record for that category, so there is nothing to compare — it is never a point against either firm.
Buyer guide
Which one should you choose?
MyFundedFutures is stronger when...
- Pick MyFundedFutures for Builder, its top-scored tracked account at 73/100.
- Entry cost: $125 starting price, activation fee not recorded.
- Risk model: end-of-day trailing drawdown, daily loss limit Plan-specific — confirm it fits how you size trades.
- Watch the 50% consistency rule before you scale into a big day.
- Payouts: Up to 90/10, plan-dependent; Flex/Builder can be 80/20, Plan-dependent; Rapid can be every 24 hours, Pro every 14 calendar days, first withdrawal from 1 day.
Topstep is stronger when...
- Pick Topstep for Topstep Labs - 3K Challenge, its top-scored tracked account at 89/100 — 16 points clear of MyFundedFutures's best account.
- Entry cost: $49 starting price, $149 activation fee.
- Risk model: end-of-day trailing drawdown, daily loss limit not recorded — confirm it fits how you size trades.
- Watch the 50% consistency rule before you scale into a big day.
- Payouts: 90/10; traders who joined the new dashboard before January 12, 2026 receive 100% of first $10k lifetime profits, XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds., first withdrawal from 3 days.
Before you buy
Topstep is $76 cheaper to start ($49 starting price), but weigh activation fees and any live discount before deciding.
Both firms sit at 0 logged status issues, so status issues are level in this matchup.
Payout cadence differs — MyFundedFutures is Plan-dependent; Rapid can be every 24 hours, Pro every 14 calendar days, Topstep is XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds. — which compounds if you withdraw often.
Freshness: MyFundedFutures was last reviewed 2026-09-04; Topstep on 2026-09-06.
Fig. 02 — Score breakdown
Where each firm is stronger
A dash means the factor is unscored for that firm — the evidence it needs (a founding year, a public review sample) is not on record, so its weight moves to the factors that do have evidence rather than counting as a zero.
Fig. 03 — Same size, side by side
Compared at a $50,000 account
| At $50,000 | MyFundedFutures | Topstep |
|---|---|---|
| Max drawdown | $2,000 | $2,000 |
| Profit target | $3,000 | $3,000 |
A bigger max drawdown gives more room; a lower profit target is easier to clear. A dash means that figure is not on record at this size, so no checkmark is awarded either way. Review the exact figures for your selected account.
Fig. 04 — The tale of the tape
Head-to-head
| Metric | MyFundedFutures | Topstep |
|---|---|---|
| FirmFax master score | 73 | 77✓ |
| Best account score | 73 (Builder) | 89 (Topstep Labs - 3K Challenge)✓ |
| Reputation | Strong reputation✓ | Mixed reputation |
| Founded | 2023 | 2012✓ |
| Starting price | $125 | $49✓ |
| Activation fee | Not recorded | $149 |
| Markets | Futures | Futures |
| Jurisdiction | USA | USA |
| Platforms | NinjaTrader, Quantower, TradingView, Tradovate | TopstepX, Quantower |
| Drawdown | Trailing (end-of-day) | Trailing (end-of-day) |
| Daily loss limit | Plan-specific | Not recorded |
| Consistency rule | 50% | 50% |
| Profit split | Up to 90/10, plan-dependent; Flex/Builder can be 80/20 | 90/10; traders who joined the new dashboard before January 12, 2026 receive 100% of first $10k lifetime profits |
| Payout frequency | Plan-dependent; Rapid can be every 24 hours, Pro every 14 calendar days | XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds. |
| Min days to payout | 1 | 3 |
Checkmarks flag the objectively better value (higher score/reputation, older firm, lower price/fee) and are only awarded when both firms have that figure on record — “Not recorded” never loses a row. Rules are shown side by side without a “winner” because the best choice depends on your strategy.
Verified discount
50% off, up to four uses
Official source · Last verified 2026-09-05
Verified discount
$10-$30 Responsible Trading Discount
Official source · Last verified 2026-09-05
Search answers
MyFundedFutures vs Topstep FAQ
Is MyFundedFutures or Topstep better for futures traders?
Topstep has the higher best-account FirmFax score right now. The better pick is the one whose end-of-day trailing drawdown, platforms, and fees match how you trade.
Which is cheaper, MyFundedFutures or Topstep?
Topstep has the lower verified starting price — about $76 less in this dataset. Discounts can change often.
How do drawdown rules compare between MyFundedFutures and Topstep?
They use the same model — end-of-day trailing drawdown — so drawdown mechanics are comparable and other rules should decide it.
Do MyFundedFutures and Topstep have a consistency rule?
Both do: MyFundedFutures enforces a 50% consistency rule and Topstep a 50%. They match, so use price, drawdown, and payout timing to decide.
Does FirmFax rank MyFundedFutures vs Topstep using payouts?
Payout history is used as context. FirmFax scores focus on rules, track record, trader reputation, transparency, and accessibility.
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