Head-to-head comparison
Topstep vs Tradeify
Compare FirmFax scores, account rules, reputation, fees, platforms, and current offers before choosing.
Topstep vs Tradeify
Topstep leads by 7 FirmFax points.
Account reviewed
Trading Combine - Standard Path 78/100 account scoreAccount reviewed
Select 71/100 account scoreFast answer
Topstep is the clearer pick here: it scores 7 points higher on the firm score (78 vs 71) and starts $50 cheaper. Because both use end-of-day trailing drawdown, so the day-to-day risk model feels the same, the deciding factors come down to cost and track record.
Best for Topstep
Pick Topstep for Trading Combine - Standard Path, its top-scored tracked account at 78/100, 7 points clear of Tradeify's top-scored account.
Best for Tradeify
Pick Tradeify for Select, its top-scored tracked account at 71/100.
Next step
Topstep
Account reviewed: Trading Combine - Standard Path. $10-$30 Responsible Trading Discount.
Next step
Tradeify
Account reviewed: Select. 40% off with code SEP for the first 5 uses, then 30% off.
The short version
What actually separates them
3 fields on the record split Topstep and Tradeify. Everything else either matches or is not on the record yet.
A consistency cap limits how much of your total profit one day may contribute, so a single outsized winner can delay a payout.
Entry cost for the cheapest account each firm sells, before any live discount.
How long a funded account must run before the first withdrawal is allowed.
Identical on both: drawdown model, trader profit split.
Not comparable yet: daily loss limit — at least one of the two firms has no figure on record, so we do not draw a conclusion from it. A blank here means we have not confirmed the rule, not that the firm has none.
Fig. 01 — Category winners
Who wins each category
Topstep wins more categories (2–0, 3 tied, 1 not comparable), but the right pick depends on which category matters most to you.
Price
Topstep is cheaper to enter ($49 vs $99).
Drawdown
TieBoth use an end-of-day trailing drawdown.
Payouts
No dataFirmFax has not recorded what kind of days Topstep counts, so no faster first payout is named.
Rules
TieBoth score 72 on plan rules (drawdown model). The figures are for XFA Standard Payout Path and Growth, the plans whose scores are the two firms' grades.
Platforms
TieBoth list 2 platforms — confirm yours is supported.
Firm score
Topstep has the higher firm score (78 vs 71).
A “tie” means both firms publish the same answer. “No data” means one of them has no figure on record for that category, so there is nothing to compare — it is never a point against either firm. “No single rule” means a firm’s plans do not share one rule in our record, so there is no firm-level rule to compare.
Buyer guide
Which one should you choose?
Topstep is stronger when...
- Pick Topstep for Trading Combine - Standard Path, its top-scored tracked account at 78/100, 7 points clear of Tradeify's top-scored account.
- Entry cost: $49 starting price.
- Risk model: end-of-day trailing drawdown, daily loss limit not recorded. Confirm it fits how you size trades.
- Our record does not hold one consistency rule for every Topstep plan, so check the plan you would buy before you plan around one big day.
- Payouts: 90/10; traders who joined the new dashboard before January 12, 2026 receive 100% of first $10k lifetime profits, XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds., first withdrawal from 3 days (unit not recorded).
Tradeify is stronger when...
- Pick Tradeify for Select, its top-scored tracked account at 71/100.
- Entry cost: $99 starting price.
- Risk model: end-of-day trailing drawdown, daily loss limit $600, on 1 of 3 plans on sale that we list. Confirm it fits how you size trades.
- Our record does not hold one consistency rule for every Tradeify plan, so check the plan you would buy before you plan around one big day.
- Payouts: Generally 90/10 on simulated funded payouts, policy differs by account type, Growth requires payout criteria for each request; Select can choose Flex or Daily policy after passing, first withdrawal from 5 days (unit not recorded).
Before you buy
Topstep is $50 cheaper to start ($49 starting price), but weigh activation fees and any live discount before deciding.
Both firms sit at 0 logged status issues, so status issues are level in this matchup.
Payout cadence differs (Topstep is XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds., Tradeify is Growth requires payout criteria for each request; Select can choose Flex or Daily policy after passing), which compounds if you withdraw often.
Freshness: Topstep was last reviewed 2026-09-23; Tradeify on 2026-10-02.
Fig. 02 — Score breakdown
Where each firm is stronger
Each side shows the plan whose score is that firm's grade.
A dash means the factor is not scored for that plan: we have not recorded the evidence it needs, such as the firm's founding year or enough of the plan's rules. Its weight moves to the factors that are scored rather than counting as a zero.
Fig. 04 — The tale of the tape
Head-to-head
| Metric | Topstep | Tradeify |
|---|---|---|
| FirmFax firm score | 78✓ | 71 |
| Account score | 78 (Trading Combine - Standard Path)✓ | 71 (Select) |
| Reputation | Mixed reputation | Strong reputation✓ |
| Founded | 2012✓ | 2024 |
| Starting price | $49✓ | $99 |
| Markets | Futures | Futures |
| Jurisdiction | USA | USA |
| Platforms | TopstepX, Quantower | Tradovate, Rithmic |
| Drawdown | Trailing (end-of-day) | Trailing (end-of-day) |
| Daily loss limit | Not recorded | $600, on 1 of 3 plans on sale that we list |
| Consistency rule | Varies by plan | Varies by plan |
| Profit split | 90/10; traders who joined the new dashboard before January 12, 2026 receive 100% of first $10k lifetime profits | Generally 90/10 on simulated funded payouts, policy differs by account type |
| Payout frequency | XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds. | Growth requires payout criteria for each request; Select can choose Flex or Daily policy after passing |
| Min days to payout | 3 days (unit not recorded) | 5 days (unit not recorded) |
Checkmarks flag the objectively better value (higher score/reputation, older firm, lower price/fee) and are only awarded when both firms have that figure on record — “Not recorded” never loses a row. Rules are shown side by side without a “winner” because the best choice depends on your strategy.
Current discount
$10-$30 Responsible Trading Discount
Official source · Last checked 2026-09-05
Current discount
40% off with code SEP for the first 5 uses, then 30% off
Official source · Last checked 2026-09-16
Search answers
Topstep vs Tradeify FAQ
Is Topstep or Tradeify better for futures traders?
Topstep's highest-scoring account has the higher FirmFax score right now. The better pick is the one whose drawdown, platforms, and fees match how you trade.
Which is cheaper, Topstep or Tradeify?
Topstep has the lower starting price we hold, about $50 less. Discounts can change often.
How do drawdown rules compare between Topstep and Tradeify?
They use the same model — end-of-day trailing drawdown — so drawdown mechanics are comparable and other rules should decide it.
Do Topstep and Tradeify have a consistency rule?
Our record does not hold one consistency rule for every Topstep plan, and our record does not hold one consistency rule for every Tradeify plan. Where a firm's plans do not share one rule in our record, check the plan you would buy on its firm page.
Does FirmFax rank Topstep vs Tradeify using payouts?
Payout history is used as context, not as a score input. FirmFax scores each plan on plan rules, firm track record, plan transparency and plan accessibility.
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