Head-to-head comparison
10FOUR vs Topstep
Compare FirmFax scores, account rules, reputation, fees, platforms, and current offers before choosing.
10FOUR vs Topstep
Topstep leads by 39 FirmFax points.
Best account
Static 59/100 account scoreBest account
Topstep Labs - 3K Challenge 89/100 account scoreFast answer
Topstep is the clearer pick here: it scores 39 points higher on the FirmFax master score (77 vs 38) and starts $73.86 cheaper. Because both use end-of-day trailing drawdown, so the day-to-day risk model feels the same, the deciding factors come down to cost and track record.
Best for 10FOUR
Pick 10FOUR for Static, its top-scored tracked account at 59/100.
Best for Topstep
Pick Topstep for Topstep Labs - 3K Challenge, its top-scored tracked account at 89/100 — 30 points clear of 10FOUR's best account.
Next step
Topstep
Missing info
B or C
Best account: Topstep Labs - 3K Challenge. $10-$30 Responsible Trading Discount.
The short version
What actually separates them
2 fields on the record split 10FOUR and Topstep. Everything else either matches or is not on the record yet.
A consistency cap limits how much of your total profit one day may contribute, so a single outsized winner can delay a payout.
Entry cost for the cheapest account each firm sells, before any live discount.
Identical on both: drawdown model.
Not comparable yet: daily loss limit, activation fee, minimum days to a first payout, trader profit split — at least one of the two firms has no figure on record, so we do not draw a conclusion from it. A blank here means we have not confirmed the rule, not that the firm has none.
Fig. 01 — Category winners
Who wins each category
Topstep wins more categories (3–0, 2 tied, 1 not comparable), but the right pick depends on which category matters most to you.
Price
Topstep is cheaper to enter ($49 vs $122.86).
Drawdown
TieBoth use a end-of-day trailing drawdown.
Payouts
No dataTopstep publishes a minimum number of days to a first payout; we have none recorded for 10FOUR, so there is no comparison to draw here yet. Trader split is level or equally unrecorded, so nothing separates them here.
Rules
Topstep has fairer rules overall (61 vs 52 on rule fairness).
Platforms
TieBoth list 2 platforms — confirm yours is supported.
Overall value
Topstep has the higher overall FirmFax score (77 vs 38).
A “tie” means both firms publish the same answer. “No data” means one of them has no figure on record for that category, so there is nothing to compare — it is never a point against either firm.
Buyer guide
Which one should you choose?
10FOUR is stronger when...
- Pick 10FOUR for Static, its top-scored tracked account at 59/100.
- Entry cost: $122.86 starting price, activation fee not recorded.
- Risk model: end-of-day trailing drawdown, daily loss limit not recorded — confirm it fits how you size trades.
- Watch the 40% consistency rule before you scale into a big day.
- Payouts: 90% on the Instant and Daily lines; 80% on Static, Public homepage advertises no payout windows and 24-hour payout guarantee; account-specific eligibility rules still apply.
Topstep is stronger when...
- Pick Topstep for Topstep Labs - 3K Challenge, its top-scored tracked account at 89/100 — 30 points clear of 10FOUR's best account.
- Entry cost: $49 starting price, $149 activation fee.
- Risk model: end-of-day trailing drawdown, daily loss limit not recorded — confirm it fits how you size trades.
- Watch the 50% consistency rule before you scale into a big day.
- Payouts: 90/10; traders who joined the new dashboard before January 12, 2026 receive 100% of first $10k lifetime profits, XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds., first withdrawal from 3 days.
Before you buy
Topstep is $73.86 cheaper to start ($49 starting price), but weigh activation fees and any live discount before deciding.
Topstep has fewer logged status issues (0 vs 1); review each firm page before committing.
Payout cadence differs — 10FOUR is Public homepage advertises no payout windows and 24-hour payout guarantee; account-specific eligibility rules still apply, Topstep is XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds. — which compounds if you withdraw often.
Freshness: 10FOUR was last reviewed 2026-09-06; Topstep on 2026-09-06.
Fig. 02 — Score breakdown
Where each firm is stronger
A dash means the factor is unscored for that firm — the evidence it needs (a founding year, a public review sample) is not on record, so its weight moves to the factors that do have evidence rather than counting as a zero.
Fig. 03 — Same size, side by side
Compared at a $50,000 account
| At $50,000 | 10FOUR | Topstep |
|---|---|---|
| Max drawdown | $2,500✓ | $2,000 |
| Profit target | $3,000 | $3,000 |
A bigger max drawdown gives more room; a lower profit target is easier to clear. A dash means that figure is not on record at this size, so no checkmark is awarded either way. Review the exact figures for your selected account.
Fig. 04 — The tale of the tape
Head-to-head
| Metric | 10FOUR | Topstep |
|---|---|---|
| FirmFax master score | 38 | 77✓ |
| Best account score | 59 (Static) | 89 (Topstep Labs - 3K Challenge)✓ |
| Reputation | Limited reviews | Mixed reputation✓ |
| Founded | 2026 | 2012✓ |
| Starting price | $122.86 | $49✓ |
| Activation fee | Not recorded | $149 |
| Markets | Futures | Futures |
| Jurisdiction | Hong Kong | USA |
| Platforms | CQG, TradingView | TopstepX, Quantower |
| Drawdown | Trailing (end-of-day) | Trailing (end-of-day) |
| Daily loss limit | Not recorded | Not recorded |
| Consistency rule | 40% | 50% |
| Profit split | 90% on the Instant and Daily lines; 80% on Static | 90/10; traders who joined the new dashboard before January 12, 2026 receive 100% of first $10k lifetime profits |
| Payout frequency | Public homepage advertises no payout windows and 24-hour payout guarantee; account-specific eligibility rules still apply | XFA Standard requires five $150+ winning days; XFA Consistency requires three days and a 40% consistency target; closed Labs drops can carry separate payout-day thresholds. |
| Min days to payout | Not recorded | 3 |
Checkmarks flag the objectively better value (higher score/reputation, older firm, lower price/fee) and are only awarded when both firms have that figure on record — “Not recorded” never loses a row. Rules are shown side by side without a “winner” because the best choice depends on your strategy.
Current offer
Check current offer with code FAX
Verified discount
$10-$30 Responsible Trading Discount
Official source · Last verified 2026-09-05
Search answers
10FOUR vs Topstep FAQ
Is 10FOUR or Topstep better for futures traders?
Topstep has the higher best-account FirmFax score right now. The better pick is the one whose end-of-day trailing drawdown, platforms, and fees match how you trade.
Which is cheaper, 10FOUR or Topstep?
Topstep has the lower verified starting price — about $73.86 less in this dataset. Discounts can change often.
How do drawdown rules compare between 10FOUR and Topstep?
They use the same model — end-of-day trailing drawdown — so drawdown mechanics are comparable and other rules should decide it.
Do 10FOUR and Topstep have a consistency rule?
Both do: 10FOUR enforces a 40% consistency rule and Topstep a 50%. 10FOUR's is the tighter of the two, so it constrains a big single day more.
Does FirmFax rank 10FOUR vs Topstep using payouts?
Payout history is used as context. FirmFax scores focus on rules, track record, trader reputation, transparency, and accessibility.
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